NBI's Monthly
Real Estate Newsletter


(800) 466-2466



In This Issue

HUD to emphasize home inspections

Spot the problem!

Home Inspections - Seeking visual clues

The NBI All-in-One Inspection Package


HUD calls home inspections essential
to the home buying process.

As part of the big consumer protection bill that passed Congress this

Capitol Building in DC

Feds endorse inspections as consumer protection

Fall, the Department of Housing and Urban Development (HUD) included language that mandated their home-buyer counselors to strongly recommend a home inspection as an essential step to protecting their interests. HUD counselors will now:

  • Actively advise homebuyers that obtaining a home inspection is a key element of buying a house.
  • Consider obtaining a home inspection as early as possible in the process, when home inspections have the greatest utility to homebuyers (this is quite true!)
  • Make this advice available to all homebuyers regardless of whether they finance using government-backed programs or private sector lending.

With lots of property coming on the market through short sales and REO, home and termite inspections really do stand out as a way for buyers to protect themselves and gain leverage in negotiations.


Spot the Problem! (Holiday Edition)

Notice any issues with this electrical fuse panel?30 amp fuses



A couple of the fuses are labeled for 30 amps and the other two for 20 amps.












Overloaded Circuit

As the inspector went through the house, he found a typical holiday decoration wiring arrangement connected to one of the 30-amp circuits.




But is there really a problem? Would not a 30-amp fuse handle this extra load fine?




To find the answer, check at the bottom of the right-hand column.



Home and Termite Inspection Basics:
They are an initial view of property conditions

NBI regularly trains real estate agents in the basics of home inspection. One of the misconceptions we often clear up when training is exactly what a home and termite inspection is supposed to do. Here is a quick summary for those who have not yet gone through our Home Inspection Basics Training:


A home inspection is an initial review of a property to find any visual clues that may indicate problems that threaten the structure. Home inspectors do not pry open walls, dig up gardens or otherwise disturb the property to confirm that problems exist. Based on what we observe, we then recommend further investigation into those clues that indicate a problem.


A home inspection is the beginning, not the end, of the investigation into a property's faults. It gives the person who ordered the inspection a roadmap for further study with a specialist in that problem and, if needed, corrective work.


The NBI All-in-One Inspection Package

Why hire two or more inspectors to handle the home and pest inspections? We are seasoned pros at doing both! Plus, our package price will save your client money. Without sacrificing any quality.


PLUS, We are the only known pest inspection company in Northern California that does not perform corrective work on properties we inspect, which means you are GUARANTEED our complete impartiality when doing a home and pest inspection.

One visit, one price, both reports done simultaneously.

Thank you for taking the time to read through our monthly newsletter. We hope you found it useful. If not, let us know! We look forward to your feedback. E-mail comments to answerman@teamnbi.com.

Keep us on your list. We stand ready to make you look good and get that deal closed!




Robert Swickard, President

Start the New Year off right:
Invite us to your office to train your team on 21st Century home and termite inspection techniques!

We have put hundreds of agents through a short training session on basic inspection techniques that will make you a more savvy agent when managing client expectations.
Call us to schedule a time for your office. We look forward to it!

(800) 466-2466


Join Our Mailing List







The "Spot the Problem" answer is this way

Down Arrow
Down Arrow
Down Arrow


Answer to "Spot the Problem"

This is a fire hazard:
The 30-amp fuse could allow too much current to be drawn through the wires of the house, which could cause them to overheat.

These 30 amp fuses were common up to the mid-1940's for large appliances, fixtures, and outlets. Most modern devices are rated at 15 and 20 amps.  The outlets throughout this house have been replaced with modern style ones that are rated at 15 amps: So, each fuse at this panel should be no more than 15 amps. 

Drawing too many amps though a wire size that is too small is the leading cause of electrical fires according to the United States Fire Administration (USFA).



Quick Links